Causes of Errors

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• Not knowing your minimum Experience Modification Factor - and not realizing how much money you're wasting because of this.

• Not having processes in place to reach your minimum Experience Modification Factor.

• Misclassifying employees.

• Injured employees off the job too long receiving insurance company money.

• Lower productivity and mistakes when injured employees are off and other, less experience, employees fill in.

• Work flow disruptions  when an employee is injured.

• Poor hiring practices putting the wrong people in the wrong positions.

• Inadequately trained supervisors.

• Delays in reporting employee injuries.

• Cost of slow response by medical providers, claims adjusters and/or employer when an injury occurs.