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Errors & Omissions Insurance


Errors & Omissions Insurance Information

Causes of Errors


  • Not knowing your minimum Experience Modification Factor - and not realizing how much money you're wasting because of this.
  • Not having processes in place to reach your minimum Experience Modification Factor.
  • Misclassifying employees.
  • Injured employees off the job too long receiving insurance company money.
  • Lower productivity and mistakes when injured employees are off and other, less experience, employees fill in.
  • Work flow disruptions  when an employee is injured.
  • Poor hiring practices putting the wrong people in the wrong positions.
  • Inadequately trained supervisors.
  • Delays in reporting employee injuries.
  • Cost of slow response by medical providers, claims adjusters and/or employer when an injury occurs.